Payments

Custom payment platforms, built for how you get paid

We design and build the payment platform your business runs on, so you can accept payments online and in person and grow revenue, whether you're a fast-growing startup or a large enterprise.

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Payment checkout

Why businesses choose Grit Payments

Convert more customers

Increase sales with built-in conversion tools, a wide range of payment methods, and one-click checkout, while connecting online and in-person payments into a single smooth experience.

Reach every customer

Meet customers with the payment methods they already trust, from cards and digital wallets to bank transfers and buy-now-pay-later, all from one integration.

Less fraud, more revenue

Reduce fraud and raise approval rates automatically with built-in, AI-driven fraud detection, so more real payments go through and fewer fraudulent ones slip past.

Move faster and lower costs

Save time and engineering effort with tools your developers ship fast. Stay up with enterprise-grade reliability, and lower costs by routing payments over the most efficient methods and rails.

Part of the Grit ecosystem

Payments that connect to the rest of your Grit stack

Unlike a standalone processor you have to bolt on and maintain, Grit Payments is built to work with the Grit products you already run, like Grit One. Your payments data, customers, and workflows stay connected across everything you do, instead of living in yet another silo.

One customer, one source of truth

Payment activity flows straight into your other Grit products, so customer records, billing, and reporting stay in sync automatically, with no manual exports and no reconciliation headaches.

Less to build, faster to launch

Because it shares the same foundation as the rest of the Grit platform, you skip the work of stitching a third-party processor into your systems. Turn payments on and they work with what you already have from day one.

Unified data and intelligence

Combine payments data with the rest of your Grit data for a complete picture of your business, and let AI surface insights across the whole ecosystem, not just one product in isolation.

Grows as your stack grows

Add more Grit products over time and payments extends naturally across them, so your systems get more connected as you scale rather than more fragmented.

Online payments

Optimize your checkout experience

Our optimized checkout suite delivers a frictionless customer experience. Increase revenue and save thousands of engineering hours with prebuilt payment interfaces, easy access to a wide range of payment methods, and one-click checkout for returning customers.

Payment methods

Multiple ways to accept payments online

Prebuilt payment page

Launch faster with a full-page checkout tuned for conversion.

  • Embed it on your site or redirect to a hosted checkout page
  • Match your brand by customizing colors and fonts
  • Add recurring payments and automated tax collection with no extra integration work

Shareable payment links

The fastest way to get paid, no code required.

  • Share links over email, SMS, or any other channel you use to reach your customers
  • Accept one-time, recurring, or pay-what-you-want payments
  • Turn a link into a QR code or an embeddable buy button

Flexible embedded form

Launch a customizable checkout that lives right inside your site.

  • A complete, end-to-end checkout in a single embedded frame
  • A responsive interface that adapts to any device
  • Single-step or multi-step layouts to suit your flow

Customizable elements

Build your own fully custom checkout, designed exactly to your spec.

  • Meet business-specific needs with modular, drop-in UI components
  • Design a fully branded checkout with styling control down to the smallest detail
  • Reduce friction and simplify compliance with logic built in

Surface the most relevant payment methods

Enable popular payment methods from one dashboard and let built-in AI display the best options for each customer automatically. Try new methods, run A/B tests to see what works, and apply custom rules without code, with upkeep and eligibility handled automatically in the platform.

One-click checkout

Let returning customers check out in seconds. With securely saved cards and bank details, repeat buyers pay in a single click, lifting conversion and removing friction at the most important moment.

Payment methods

Give customers every way to pay

Meet customers with the payment options they already know and trust. Turn on the methods your buyers prefer from a single integration, and add new ones as your business grows.

Cards and digital wallets

Accept all major credit and debit cards, plus digital wallets like Apple Pay and Google Pay, for a fast, familiar checkout.

Bank transfers and ACH

Let customers pay directly from their bank account with ACH, a lower-cost option that works well for larger or recurring payments.

Buy now, pay later

Offer flexible installment options at checkout to lift conversion and increase average order value.

In-person payments

One experience, online and in person

Build a unified commerce experience across your online and physical channels, so you can personalize interactions, reward loyalty, and grow revenue everywhere you sell.

Payments intelligence

Payments analytics

AI-powered optimizations that increase revenue and reduce costs

Turn payments into profit with an AI-powered set of optimization, fraud-prevention, and analytics tools that balance approval rates, fraud, and cost automatically, so you capture more revenue without adding risk.

Boost authorization rates

Maximize the share of legitimate payments that get approved.

  • Automatic, real-time retries with optimized messaging and formatting
  • Reduce involuntary churn by keeping saved card details current
  • Lower processing costs by preventing needless declines and excessive retries

Smart authentication

Maximize conversion while staying compliant with changing regulations.

  • Automatically apply available exemptions and only ask customers to authenticate when necessary
  • Adapt to evolving authentication requirements without re-engineering
  • Bring in authentication results from other providers, or authenticate now and charge later

Fraud detection

Fight fraud with AI-driven detection built into your platform.

  • Detect and block fraud automatically with configurable, AI-driven risk scoring
  • Get insight into fraud patterns and tailor protection to your business
  • Built in from the start, with no separate fraud tool to integrate

Dispute management

Save time and money resolving disputes.

  • Automate evidence gathering and submission with AI-assisted dispute handling
  • Proactively resolve and prevent disputes to lower your dispute rate
  • Manage the entire dispute lifecycle in one place

Payments analytics

Get the information you need to make data-driven decisions. Access in-depth analytics across the full payments lifecycle, plus clear, measurable recommendations for lifting revenue.

Advanced payments capabilities

Customize your setup with enterprise-grade capabilities that shorten time to market, increase revenue, and reduce cost.

Unified platform

A flexible, reliable platform engineered for growth

From fast-moving startups to large enterprises, we build secure, unified payment platforms designed to help your business grow efficiently.

Reliability is revenue

Downtime costs sales, especially during peak periods like Black Friday. We engineer for high availability and scale, with the capacity headroom and monitoring needed to stay fast and online when traffic surges.

Built-in security

Security is designed in from the start: data encrypted in transit and at rest, sensitive payment details handled in isolated, hardened infrastructure, and access tightly controlled.

Compliance-ready by design

We build to the security and regulatory standards financial services require, so your platform is ready to meet the compliance obligations of your industry, from data protection to payment-industry rules.

Ready to get started?

Tell us what you're trying to achieve and we'll show you how we'd build a payment platform around it, with a plan, timeline, and custom pricing.

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